Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Do You Have Enough Life Insurance?
Posted: November 1, 2018
Do You Have Enough Life Insurance?Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...
How Should You Pay for Your Health Insurance?
Posted: October 30, 2018
How Should You Pay for Your Health Insurance?Consumer-driven healthcare offers three popular tax-advantaged benefit accounts -- the Health Savings Account (HSA), the Health Reimbursement Arrangement (HRA) and the Flexible Spending Account (FSA). Each of these three types of accounts: Is sponsored by the employer; Is designed to offset the high cost of medical care; Involves tax-advantaged contributions; and Allow individuals more control of their personal healthcare needs. Beyond these common features, there...
What Millennials Need to Know About Health Insurance
Posted: October 17, 2018
What Millennials Need to Know About Health InsuranceMillennials, born in the 1980s, are still young and healthier than they are likely to be when they grow older. But even healthy people can get into accidents, catch communicable diseases, and suffer various ailments. Like everyone else, Millennials need health insurance. The good news is that health insurance is more affordable for younger healthy people than it is for older adults. As a cost-conscious...
7 Exclusions to Your Typical Life Insurance Plan
Posted: September 27, 2018
7 Exclusions to Your Typical Life Insurance PlanLife insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance...
Things to Consider When Naming Multiple Beneficiaries
Posted: September 20, 2018
Things to Consider When Naming Multiple BeneficiariesLife insurance is an investment for your loved ones. Naming beneficiaries is an important step in setting up a life insurance policy. While you are required to name at least one beneficiary, it is also possible to name multiple beneficiaries. Doing so can help ensure that your death benefits go where you want them to go in case your primary beneficiary does not survive you....