Why It is Important to Review Your Insurance Policies on a Yearly Basis
Posted: November 13, 2018
Why It is Important to Review Your Insurance Policies on a Yearly BasisInsurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At North Carolina Health Plans in Raleigh, North Carolina, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons...
Do You Have Enough Life Insurance?
Posted: November 1, 2018
Do You Have Enough Life Insurance?Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...
7 Exclusions to Your Typical Life Insurance Plan
Posted: September 27, 2018
7 Exclusions to Your Typical Life Insurance PlanLife insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance...
Things to Consider When Naming Multiple Beneficiaries
Posted: September 20, 2018
Things to Consider When Naming Multiple BeneficiariesLife insurance is an investment for your loved ones. Naming beneficiaries is an important step in setting up a life insurance policy. While you are required to name at least one beneficiary, it is also possible to name multiple beneficiaries. Doing so can help ensure that your death benefits go where you want them to go in case your primary beneficiary does not survive you....
Should You Insure While You’re Young?
Posted: August 14, 2018
Regardless of your age, if you are married or have children the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you’re young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this...